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INVESTING TIME INCLUDES RISK OF LOSS

Investing time for a nice walk on the beach? Yes. Always a good deal. Firm sand, dry weather, the waves speaking their language. And you. What could be better?

GIVING UP AT THE RIGHT TIME

Giving up is the same as quitting? Or something more insidious? Quitting feels so final, like, “All done here.” Giving up delivers a different message.